bloody insurance!!!

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thanuttiscotsman
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bloody insurance!!!

Post by thanuttiscotsman »

hey folks,
as some of you know im just out of a driving ban and my cheapest insurance quote for the valver is £1500 fully comp! and i cant afford it just now! as a result it works out cheaper for me to buy and insure a smaller car. so today i disgraced myself and the 16v by buying a ford ka for £230 :cry: the insurance for that will be around £400! so for a few months iam sruck with this little 1.3i ka turd, poor me. but on a better note it gives me more time to perfect the 16v :D

rossco :evil:
1989 BX 16v ph1 Big project chipped, k+N, scorpion s/s, weber throttle body, Nitrous injection

1990 BX 16v ph2 (now scrapped)
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Timmo
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Post by Timmo »

sadly matey its what happens!
just a case of shopping around a lot! may be worth looking at admiral's multi car policy?? keep the Ka for a run about and the bx for weekend fun???

i should have droppped mine down on a classic policy this year as would have saved me a fair whack but didnt think about it until after i had doen it, but mine's only £287 fully comp, all the bells and whistles possible and the most comprehensive rac cover possible, so not too bad really!

get a coupl eof good years under yo uand hopefully for you, the ban will play less on your policy!
Timmo 8)

After all i am the Cornish one!

Its Because its French!
Bx16v club - Sharing the love for the unloved!
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cossie
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Post by cossie »

Iain has just insured his valver cost him £165 full comp and as a second car.His other car is now an X-Type Jag 2.5 sport,AWD.
1988 16v

2002 S-Type "R" (rocket?)
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thanuttiscotsman
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Post by thanuttiscotsman »

hey guys,
i've tried all the companys and had difficultys because my girlfriend has no no-claims cos she never had a car before i got her one but she has had her licence for near 10 yrs. she does now have a policy on her bmw with direct line for 6 mnths claim free. so we called them and they wouldn't insure me on the 16v on my own policy for less than £1500 and they wont insure it with her first and me second named driver. but because she has a policy with them on the bmw they will insure me on the ka as a second named driver earning my own no claims. comes in at around £400 fully comp with all the tattle. they also told me that after ive had my licence for 1 year they will insure me and for alot cheaper.

cheers rossco
1989 BX 16v ph1 Big project chipped, k+N, scorpion s/s, weber throttle body, Nitrous injection

1990 BX 16v ph2 (now scrapped)
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docchevron1472
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Post by docchevron1472 »

I'm rather miffed with insurance aswell.
Just had he renewal through for mine.
£120 more than last year fully comp.
Since there aint been any claims and I've got a clean licence and 8 years NCB I rang them up and said WTF?

Apparently I've got to live with it.

It's still the cheapest quote I could find.. Still seems like legalised robbery.
I can insure the bus, the coach and the ambulance for less than the valver.
1990 BX 16v Phase 2
1989 BX TD hybrid
1971 BL 350FG Ambulance (unique)
1993 Dennis Lance 132
That's when I reach for my Revolver
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thanuttiscotsman
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Post by thanuttiscotsman »

thats crazy doc! i cant believe i have to pay £550 for the ka. thats the exact quote ive had, not very good but does come with all the tattle. by the way the cheapest insurance i could find was actually with tesco.

cheers rossco
1989 BX 16v ph1 Big project chipped, k+N, scorpion s/s, weber throttle body, Nitrous injection

1990 BX 16v ph2 (now scrapped)
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Timmo
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Post by Timmo »

bl##dy hell doc! thats obscene matey!
if you take the rac of mine it comes in at £225 which considering its parked ont he road and 10k miles etc. and a whole host of extra's,
shocking thing is though, its only a tenner or so extra than taxing the car for the year! (2 lots of 6 months!)
now that is robbery!
Timmo 8)

After all i am the Cornish one!

Its Because its French!
Bx16v club - Sharing the love for the unloved!
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cossie
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Post by cossie »

Just insured the old gal,cost me £123.22p fully comp,3000 miles a year,with legal cover and breakdown,(not home start),now that is a good quote.
Going for MOT on Wednesday morning.
1988 16v

2002 S-Type "R" (rocket?)
BrianK
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Bloody Insurance!

Post by BrianK »

Adrian Flux laid a big increase for renewal on me this year. I have the 16V and the 4x4 with them. They also refused to do an agreed value on the 4x4 any more after an accident but still insisted on limited mileage !! I told them I was not happy and have got a quote from Peter Best of Kelvedon, Essex for agreed values (16v £2,000, 4x4 £1,000) with annual mileage of 5,000, for £150 each car. Lo and behold Flux have reduced their quotes to match but I might just tell them to Flux off.
I'm too old for this
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cossie
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Post by cossie »

Peter Best,is the company I used.3000 miles,£700 value,including breakdown,winscreen etc £50 excess all for £123.22 full comp
1988 16v

2002 S-Type "R" (rocket?)
exman
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Post by exman »

hi,i was the owner of this phase 1 before cool carbon how is the old girl i miss her ,had her 13yrs i think, lovely motor hope you're treating her right :D
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cossie
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Post by cossie »

exman,who are you directing your post too?
1988 16v

2002 S-Type "R" (rocket?)
exman
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Post by exman »

the nuttiescotsman sorry :lol:
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thanuttiscotsman
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Post by thanuttiscotsman »

hello exman!! i have the old girl and iam in the middle of a major oproject with this car. the starts, runs, drives great. she is being modified alot aand i have a nitrous kit for her and also a garrett t2531 turbo to go in still. click the link below to see what i have been doing with her!!! there is hundreds of fotos throught the threads

http://bx16valve.co.uk/forum/viewtopic. ... 20&start=0

also here is the most recent stuff

http://bx16valve.co.uk/forum/viewtopic. ... 75&start=0

cheers rossco
1989 BX 16v ph1 Big project chipped, k+N, scorpion s/s, weber throttle body, Nitrous injection

1990 BX 16v ph2 (now scrapped)
exman
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Post by exman »

cant view them as im not permitted in this area
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