Posted: Wed Dec 08, 2010 7:46 pm
I'm afraid you DEFINITELY can't have it reclassified.
The only time a reclassification is possible is after a stolen car is later recovered.
The problem is that it was classified upon the opinion of a loss adjuster at the time and there would be no way to prove to anyone whether that was justified or not. You have a short time after the loss adjuster visits to argue the toss but after 5 years they won't even entertain you.
I agree, this is obviously a huge mistake but it can't be rectified as there is no longer any proof that the car wasn't horrendously damaged to a Cat B worthy condition. It may be obvious to look at but that won't help.
It may be worth contacting the ABI as they may be able to poke the people responsible (the Insurance company that wrote it off) into checking if it's a clerical error but i suspect it was just the adjuster's cock-up.
The only time a reclassification is possible is after a stolen car is later recovered.
The problem is that it was classified upon the opinion of a loss adjuster at the time and there would be no way to prove to anyone whether that was justified or not. You have a short time after the loss adjuster visits to argue the toss but after 5 years they won't even entertain you.
I agree, this is obviously a huge mistake but it can't be rectified as there is no longer any proof that the car wasn't horrendously damaged to a Cat B worthy condition. It may be obvious to look at but that won't help.
It may be worth contacting the ABI as they may be able to poke the people responsible (the Insurance company that wrote it off) into checking if it's a clerical error but i suspect it was just the adjuster's cock-up.